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Life Insurance

No one likes to consider their untimely death, but people want to make sure your dependents ones were financially taken care of.

What should the life insurance cover?

If you have dependents or any type of debt, you probably need life insurance. You don’t want your dependents to suffer due to your untimely death, your life insurance ensures they are covered during this difficult time and will not financial stress.

The minimum life insurance should cover your funeral expenses, debts, clearing your mortgage, and your family's day to day living costs for a period of time.

Life insurance isn’t just for the main income earner to cover their loss of income, it could also be for other reasons such as if the partner who stays at home to look after dependents dies, then the main income earner would either need to give up work or hire a care-giver.

New Zealand Life Insurance 03 477 2699